The Senior Rate Registry Verdict

2.5/5.0

Lincoln Heritage is a solid company but their rates can be 30-50% higher than competitors due to their marketing costs.

The "Unit Pricing" Trap

Unlike state-regulated plans that lock in your coverage, Lincoln Heritage often uses unit pricing. This means your coverage amount decreases as you age.

Comparison Table

Feature Lincoln Heritage State Regulated Plans
Waiting Period 0 Years None (Day 1 Coverage)
Coverage Amount Decreases with age Locked for Life
Medical Exam None None

See Better Options in Your State

Don't settle for shrinking coverage. Check the regulated rates.

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