Burial Insurance with Congestive Heart Failure

Understand your options and rates for 2026.

⚠️ High Risk Condition

Because of Congestive Heart Failure, traditional "medically underwritten" plans may decline coverage. We recommend checking Guaranteed Issue options below.

View Guaranteed Issue Plans

(No Medical Exam • No Health Questions)

Underwriting for Congestive Heart Failure

Congestive Heart Failure (CHF) is treated as a high-risk condition by most final expense carriers. Because of this, traditional underwriting usually results in a decline. We recommend Guaranteed Issue policies which ask no health questions.

Note: Rates are estimates. Final eligibility is determined by the insurance carrier.